August 30

Education Tax Refund keep your receipts!

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Last year, $400 million in tax benefits went unclaimed by parents of school children for education expenses. This year, parents are being urged to keep their receipts for tax time to alleviate the financial burden that back to school expenses place on many parents. The Australian governments Education Tax Refund (ETR) scheme provides up to 50% back on a range of childrens school expenses for both primary and senior school students.

With a need for new school books, textbooks, uniforms and other equipment, the back-to-school period puts on a strain on many parents purse strings. So make sure you understand how you can claim back up to 50% of your childs education expenses come tax time.

-What can I claim? Under the ETR, parents can claim on education expenses including home and personal laptops, computer related equipment, internet connections, computer repairs, educational computer software, school textbooks, learning related texts, and stationary. For a comprehensive list on what is claimable see .

-What is the maximum amount I can claim? For the 201011 financial year, the maximum amount you can claim is $794 of expenses for primary school children, receiving a maximum refund of $397. For secondary school children you can claim $1,588 in expenses receiving a maximum refund of $794 per child.

-What about school uniforms? Kids school uniforms purchased after July 1 2011 will for the first time be included in the ETR. Parents will be able to claim on uniform costs for the 2011-12 financial year.

-NB: To claim money back on education expenses, parents must keep their receipts in order to calculate your refund and to have them on hand as proof of purchase.

The ETR is the governments way of helping with the costs of educating children, so make sure you make the most of this tax-refund scheme. Youll halve the costs of textbooks, computers and in the future Australian school uniforms, which will relieve the financial burden of educating your children.
Are you keeping your receipts?

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August 29

Homeschooling A Way Out Of Bullying

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By now, were all probably familiar with bullying at school. Some of us probably experienced it first. Others of us only heard of the problems bullying caused. But one thing is for certainnow that were parents, we dont want our kids to cope with such a common, problematic issue.

Today, schools report that thousands of kids are physically attacked on school grounds, not to mention the fact that everyday up to a million U.S kids are bringing weapons to their classrooms. If not dealt with, bullying can become a major problem since many school shootings and mass acts of violence occur as a result of bullying.

Dealing with bullying isnt easy. Its hard for parents to understand why a child would want to terrorize another. And when a child is afraid to go to school, his or her schoolwork suffers, along with self-esteem, work ethic, and other personal issues. When children are afraid to go to school, they cant get a good education, and they can end up with psychological or behavioral problems that could last a lifetime.

Avoiding dropping out is a challenge when youre afraid to go back to school. And as a parent, you dont want your child to drop out of school. You want your child to have the best education possible. As an alternative, a k 12 homeschool curriculum provides the solution that fits best by letting your child learn self-esteem and concentration skills by your side in the comfort of your home.

Self-confidence and self-control will allow your child to grow stronger, preparing him or her to avoid any future bullying problems at work or in college, once primary school is over. Although its just one option, homeschooling can give your child the confidence he or she needs to avoid bullying and help others who are being victimized by it.

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August 29

New Regulations Could Tie Student Loans to Post-Graduation Employment

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The U.S. Department of Education is considering a new regulation that would tie a schools ability to offer federal grants and college loans to proof that its alumni can find gainful employment after graduation.

Colleges and universities that cannot demonstrate that their graduates are “gainfully” employable — earning enough after graduation to be able to make the monthly payments on their student loans — would be barred from offering federal financial aid.

Although the proposed regulation — the so-called “gainful employment rule” — would apply to all schools that offer federal financial aid, the rule is aimed specifically at curbing complaints about for-profit colleges that provide occupational education and job training at such high costs that their graduates are often left in financial sinkholes, overburdened with student loan debt and holding degrees that may not translate into anything but minimal-paying jobs.

The Department of Education had planned to release the revised draft wording on the gainful employment rule in November, but wanted to spend additional time reviewing the more than 90,000 public comments made when the rule was first proposed in July. The government hopes to implement the rule by July 1, 2012.

>> Regulators: Gainful Employment = Ability to Repay Student Loans

As outlined by the Education Department in the initial draft of the rule, “gainful employment” will be measured in part by the percentage of a schools graduates whose student loans are in default.

The Education Department already currently considers student loan default rates as a condition for allowing institutions to offer federal financial aid, but the new rule would allow the government to evaluate schools program by program, using student loan default rates specific to each degree program offered, rather than the schools overall default rate.

Some critics of the proposed regulation question the merits of using student loan defaults as a measure of gainful employment, as opposed to measuring employment more directly through other means. These critics point out that borrowers may default on their student loans for reasons other than unemployment or low earnings, and some schools worry that theyll be held liable for defaults that are unrelated to employment.

Consumer watchdogs and student advocacy groups, however, maintain that for-profit colleges encourage students to take on more student loan debt than they can reasonably afford, in order to pay the high price tag that for-profit schools slap onto degree programs with limited or low-paying employment prospects.

Further, these groups says for-profit schools may be enrolling students who are not academically qualified for the programs they enter, creating a higher likelihood that those students will drop out of their program, which in turn means a higher likelihood that those student will default on their student loans. (College dropouts, in general, default on their student loans at a higher rate than do those students who complete their degree.)

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August 26

Showing Interest – Subsidized Vs. Unsubsidized Student Loans

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Getting a federal loan is a very good thing; anyone would agree with that. However, the most common misconception is that “the loan is given by the government directly to the students, and after they have graduated, they do not need to pay” This may sound misleading, but in fact it is what many people believe is the way it works.

A federal loan is usually given through an institution, usually a common financial institution that the students know of. This loan can be divided into two different forms; the subsidized and unsubsidized student loan. So how does an unsubsidized loan differ from a subsidized one? Technically, the subsidized student loan and unsubsidized student loan do not differ much in nature.

Similarities

Firstly, both the subsidized and unsubsidized student loan is equally guaranteed by the US Department of Education. This can be either directly or through certain guarantee agencies. All students are equally eligible to receive both the loan types, although certain distinction may apply to determine the subsidization. But there is no distinction of credit scores or other financial issues, except for the factor of family income.

Secondly, both the subsidized and unsubsidized student loan offers a grace period of six months. This is a common grace period given by almost all kinds of student loans. This would mean that the student does not need to pay until six months after his graduation. Another alternative would be three months after the student becomes a less-than-full-time student without graduating, meaning that even before one complete his studies, he starts working part-time. Both the loan types offer the same amount of loan limit.

Differences

The difference lies in the interest. For the subsidized student loan, the government pledges to pay the interest to the moneylender while the student is studying. For the unsubsidized student loan, the student pays his own, although it varies according to his financial capacity almost every year. For example, if the student borrows $2600 a year, for unsubsidized student loan repayment, he has to pay back $2600 plus interest. For a subsidized one, he only pays the $2600.

Although the difference is only in the interest, it is a significant difference as it can make or break your monthly budget especially if you are just out of college and looking for a decent job. Therefore, wherever and whenever possible, try to secure a subsidized loan; it will make a huge difference when repayment time arrives.

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August 25

Why Students May Choose To Study Abroad

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Choosing to study abroad is a superb choice for both high-school and college students, alike. High-school students, who choose to study abroad, typically enroll in a foreign-exchange student program. While these students study in other countries, they will stay with a family from that country.

Foreign-exchange programs are terrific for high-school students, as they are not yet old enough to live on their own. In many cases, these students build lasting, strong relationships with their adopted families and remain in touch for the rest of their lives. However, choosing to study abroad while in college can be a bit more complicated.

First of all, choosing the proper college is crucial, as it could affect the student’s entire future. However, students should also keep in mind, that there is no such thing as the perfect school. They should strive to find a college abroad that offers courses pertaining to their preferences and will prepare them for the career of their choice.

Most colleges have administrators or international student organizations that will help foreign students in their decisions. Many of these administrators and organizations have studied abroad, as well; and they know what concerns these students may have. They can give the students a vast array of useful tips, as well as, answer any questions that may be troubling them.

Students, who study abroad, will experience the enthralling life and culture of the country they choose to study within. On their down-time, they can explore all that the country has to offer. From sight-seeing to shopping, studying abroad can be a fabulous experience. They have the opportunity of learning all about the people of the country and perfecting their language of the country, as well.

They can delight in the local restaurants, or they may choose to explore the country’s tourist attractions. One of the best benefits of studying abroad is the diverse people that students will meet. They may meet other students from all over the world, and they have the opportunity to build lasting friendships with other students of various cultures.

There are many scholarship programs that will help students study abroad, as well. Therefore, cost should never be a deterrent when students choose to study in other countries. The benefits students will enjoy while they study abroad are fantastic, and students will be sure to make many memories that will last for the rest of their lives.

In conclusion, choosing to study abroad can be a marvellous experience for both high-school and college-bound students. High-school students, while too young to live on their own, can enroll in foreign-exchange programs and stay with local families within the country they study in. College-age students should always consult with the college’s administrators or international student organizations, as to the suitable schools and courses they may want to take when they study abroad.

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August 24

Modern Sandeepni School Gurdaspur For Best Child Education

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Modern Sandeepni School located at Gurdaspur in Punjab. The school is established with a vision of the future is to bring about further improvement in facilities and activities, greater diversification in academic courses, and even higher standards of achievement in order to make the Modern Sandeepni School one of the top educational institutions of India.

The Modern Sandeepni School is affiliated to the Central Board of Secondary Education (CBSE board Delhi), New Delhi. It prepares students for the All India Secondary and Senior Secondary School Certificate Examinations. The medium of instruction is English in this school for all the students. Modern Sandeepni School today stands as an imposing edifice, devoted to the cause of disseminating exemplary education with a dedicated and highly qualified staff.

Modern Sandeepni School Gurdaspur is dedicated to provide world class educational facilities to the students and offers education from classes Nursery – Class X. To ensure the complete development of the children, Modern Sandeepni School encourages the students to take part in various co-curricular activities held in school such as music, dance, arts and sports.

Life at Modern Sandeepni School concentrate on a shared commitment to academic excellence, intellectual growth, arts, athletics, high standards of ethical awareness and sportsmanship.The campus of Modern Sandeepni School is well equipped with the modern infrastructural facilities such as spacious ventilated class rooms with the latest teaching aids, rich library, state-of-the-art computer labs, science labs and play ground. The school is providing best class education facilities to the student which increases the mental level of the children leading the institute as one of the top institution.

Onlineschooladmissions is a website that caters to parents and helps makes school admissions a delightful experience. In case you are on the lookout for schools and dont know where to begin, you dont have to worry. It does everything for you right from filling up your form, submitting them online and scheduling a date for your childs interview. Onlineschooladmissions also posts Blogs on the Internet on topics related to education and parenting and understands a childs world perfectly.

The writer of this article is a school advisor in OnlineSchoolAdmissions.com and providing free of cost consultancy to parents and schools for fast admission of nursery schools in Gurdaspur in the pre-schools of India as per their choice. Parents can look for list of schools in Gurdaspur on the site from where they can get complete information about Modern Sandeepni School.

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August 23

Be Sure To Familiarize Yourself With The Laws And Requirements When Homeschooling.

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Homeschooling can be very confusing when it comes to knowing the laws. Make yourself aware of the laws in your area for a better and easier experience.

When choosing to begin homeschooling or homeschooling in various states, be sure to become familiar with the homeschooling laws of the state you’re in.

Even if you’re in a state for a short period of time and legally reside in another, you are still subject to the laws of the state that you’re currently in.

Although homeschooling is legal in all 50 states, there are different forms of homeschooling regulations in different states. These are based on different criteria that the state chooses to use as the basis for their laws.

Some states require no letter of intent that you’re going to homeschool, while others do, and the time at which you have to submit one can vary. You may have to submit one at the very beginning of your homeschooling, or not until your child has reached certain requirements.

*** Testing

Some states require standardized testing, while some only require an evaluation by a qualified teacher. Fewer than half the states require testing.

*** Graduation

In states where homeschools are operated as private schools, the graduation requirements for private schools usually apply to the homeschoolers as well.

There are states, however, that have no “official recognition” equal to graduation, so even if a student has gone through all 12 school years, they can’t actually say they’ve graduated.

*** Support

For information on the laws in your state or for legal support, you can consult many different organizations. (See resources below for more information.)

Be aware of your rights and the requirements for your area. This makes homeschooling much easier for everyone and you know where to turn should you have any issues that need resolved.

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August 23

Psychology Courses Online Why Choose Online Studying

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Are you serious about going into psychology? Well, it’s a great choice! But wait, do you have any problems with fulfilling your dream? Job, children, lack of time… Don’t loose your heart! You can still get what you want! So how about self-improvement?

Even if you have no time for visiting psychology school, you still can advance your knowledge in this field. As an option, you may sign up for psychology courses online. This way you’ll be ready to continue your psychology education any moment!

So what do you think about psychology courses online? Some of them are free of charge and another are paid. Of course, you should look for free courses at first!

Psychology courses online is a great way to enrich your insight into psychology and get prepared for further education. Psychology is extremely interesting and competitive field of study. There is so much to learn about it! And remember, any extra knowledge leads you closer to psychology scholarship! It will definitely give you the edge over your rivals. So turn your inability to study traditionally to your advantage! Psychology courses online not only give you additional knowledge, but make you more disciplined and organized.

For better effect combine your psychology courses online with textbook study and online video lectures. Every bit of knowledge you gain through psychology courses online will lead you closer to the goal.

So how does it work? As soon as you sign up for psychology courses online you’ll get all studying materials via e-mail. You can choose the best suitable time for studying. There is no daily schedule, however you must complete the assignment to meet the deadline. It’s up to you how to do this!

Psychology courses online are the perfect lead-in to the basics of psychology. So if you’re just thinking of choosing psychology career path, get acquainted with this field via psychology courses online. This way you’ll be able to understand whether you want to continue with it or not.

Generally these courses include a great variety of subjects within the science of psychology. They are the following:

Introduction to Psychology
Clinical and Counseling Psychology
Developmental Psychology
Cognition and Perception
Neuroscience and Psychology
Personality Psychology
Social Psychology
Learning and Motivation
Research Methods and Statistics

Online psychology courses can help you to choose the branch of psychology that would be the most interesting for you. Moreover, they will help you to get a deeper understanding of the whole science. With online psychology courses you’ll get ready for the interesting and challenging way of psychologist! So if you’re not ready to enter college right now, start from taking up psychology courses online!

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August 21

After Play School Activities How Your Kids React

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The concept of playschools in India was unheard of a few decades ago, and few children if any, were sent to these playschools. The idea initially was to put children in a crche while the working parents were at office. Later on, this concept of dare care was expanded into a playschool where children could spend time constructively with other children of about the same age group, away from the parents.

Most playschools in India are a mixture of day care and montessoris, but recognized play schools have Montessori trained teachers supervising a bunch of kids. Though most recognized playschools like Poddar Jumbo Kids, Hippocampus, Eurokids and Kidzee are privately owned chain school, they are expensive for an average middle class Indian family but worth every penny of it.

Mrs. Dhawan feels Play schools provide children with the ideal opportunity of socializing with other children because it helped her son gradually get used to the concept of a classroom when he reached school without any trouble, making his transition into school easier. It wasnt the usual tear jerking first day at school. My child was full of smiles she happily said. Mrs. Kundra was happy to have sent her toddler to Roots to Wings because she didnt have to teach her the toilet training part. I was so surprised when Ankita went straight to the toilet when I woke her up in the morning. I felt the teachers at Toddlers Roots to Wings had done a wonderful job.

Pankaj, Mr. and Mrs. Vashists son, surprised everybody at a party by sharing his cake and chips with all those present at the birthday party. The parents are happy they made a wise decision of sending him to The Nestlings Play School.

If you are a parent and are worried about your childs admission in a Playschool, OSA invites you to get online and we will do everything for you right from giving you a choice of schools in the city of your choice through our online school directory to scheduling an interview for your child from a number of schools. Admissions couldnt get easier, but then, thats because OSA understands parental woes that crop up during admission and is dedicated to ease the load off your shoulders.

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August 20

How To Ace College Scholarship Interviews Easily

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College scholarship is a big deal for most students who really want to attend college yet do not have the financial resources to do so. The amounts offered by various college scholarships differ and most scholarships that offer the highest payout require that its applicants undergo at least one, if not a series of, interview.

One mistake that most students commit during their college scholarship application is failing to prepare for the interview. Yes, they have filled out the college application form in detail yet, they do not realize that its the interview that really counts. So, how do you prepare for the interview? Here are some tips:

Practice your interview skills by simulating the interview. Ask your friend or roommate to act as the interviewer and ask you a couple of questions. Interview questions can vary from your academic achievements to your extra-curricular activities. You can search online for possible questions that might be asked during your college scholarship interview.

Never be late for a college scholarship interview. One way to assert yourself and show that you are serious about getting the scholarship is by being on time. Arriving on time creates a good impression and, whenever possible, arrive a couple of minutes early.

Watch yourself during the interview. Be very conscious and avoid being fidgety as this may make you look nervous. It would be best to sit still and maintain eye contact all throughout the interview yet not appear to be too frigid. Whats important is that you project a calm posture and appear professional.

You need to dress appropriately for the interview. You are not expected to wear very formal clothes but smart casual can always do the trick. For men, a suit and tie would always be appropriate clothes for a professional look while a dress or skirt with a fitting shirt or blouse would be perfect for a young lady. Avoid wearing clothes that easily wrinkle and, of course, make sure that they are clean and free of any stain.

Other than being aware of what you wear and how you project yourself, it would also be good if you are conscious of what you say. If you are faced with a question that you cant answer, you can simply say that you dont know rather than faking an answer which may be obvious to the interviewer. Remember, college scholarship is not just about what you know, but also about having the courage and honesty to accept things that may be beyond your comprehension.

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